Lock in for the long term.

Our fixed index annuities (FIAs) include an annual reset feature offering:

  • Opportunity when the index is UP.
  • Protection when the index is DOWN.

This chart shows how annual reset works.

You are protected with a Fixed Index Annuity from Loss of principal – no matter how the market fluctuates – with the advantages of annual reset.

This is an exclusive feature if a Fixed Index Annuity.

If you want to learn how a Fixed Index Annuity can help you create a great retirement, call me Mel Samick at 888-839-3536

Please note: The hypothetical chart above does not reflect any surrender charges or market value adjustments (MVAs) that may be assessed. With the purchase of any additional-cost riders, the contract’s values will be reduced by the cost of the rider. This may result in a loss of principal and interest in any year in which the contract does not earn interest or earns interest in an amount less than the rider charge. If there is no indexed interest, the value would be the money you put into the annuity. If you don’t have any rider charges then there will be no loss of principal. Distributions are subject to ordinary income taxes and, if taken prior to age 59½, a 10% federal additional tax.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company.

  • Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Product and feature availability may vary by state and broker/dealer.