I've been fortunate enough to ask these questions to thousands of different potential clients, and that is this, what do you think taxes are going to be like in the future? Do you think taxes are going to go up, stay the same, or go down? And before I can finish the question, people started [...]

This is a great article that I read recently. I believe it explains how to protect your portfolio from running out of money in your lifetime.  Please enjoy. Mel What You Need to Know Morningstar estimates that the standard rule of thumb should be lowered to 3.3% from 4%. Equity-heavy or 50/50 stock/bond portfolios give [...]

  Tom Hegna recently wrote a blog that I felt I should share with you, I hope you enjoy it Mel Samick. I use many of Tom's educational materials in my seminar's and webinar's. Tom does many public speaking events annually and his common sense approach to retirement can help you plan for a wonderful [...]