Whether you’re a senior single or couple, as you age you need to be aware the many challenges that come with increased life expectancy. Yet the possibility of diminished intellectual capability may seem outside your daily life. It shouldn’t. If you want to help to prepare for the future, you can’t ignore the unpleasant possibility [...]
Lock in for the long term. Our fixed index annuities (FIAs) include an annual reset feature offering: Opportunity when the index is UP. Protection when the index is DOWN. This chart shows how annual reset works. You are protected with a Fixed Index Annuity from Loss of principal - no matter how the market fluctuates – with the advantages of annual [...]
If you like to save money these are the highest rates for savers in over 20-years. Fixed annuities offer savers a chance to earn interest higher than CDs and other bank products. They also provide principal protection from market volatility, which is especially important for investors close to or in retirement. While fixed annuities have some advantages, they [...]
Protect a portion of your retirement savings from loss. Death, taxes and … yes, retirement savings are exposed to loss of value. But that’s only part of the problem. The time it takes to make up those losses can be the real issue. According to a recent industry study, twice as many baby boomers prefer a [...]
As reverse mortgage professionals, it is essential to understand how Social Security optimization and reverse mortgages can work together to help you maximize your retirement income. By incorporating these strategies, you can achieve a well-rounded financial solution to maintain your lifestyle and financial security. This article will discuss the connection between Social Security income [...]
I would like to share with you a unique strategy to grow and access your money in retirement. It is called the accumulation-focused annuity strategy. The “Accumulation Annuity” strategy, many people with qualified accounts such as a 401(k) and IRA will invest a portion of their future retirement dollars from their IRA or 401-k [...]
May 2023 Best Fixed Savings Rates: If you like to save money these are the highest rates for savers in over 20-years. Fixed annuities offer savers a chance to earn interest higher than CDs and other bank products. They also provide principal protection from market volatility, which is especially important for investors close to or in retirement. While [...]
I'm going to ask you the question, is an annuity right for you? I receive many questions about why annuities are good. I am going to break this question down into three different sections. What an annuity will not do, what an annuity will do, and then, I will focus on the “Why” annuities [...]
I've been fortunate enough to ask these questions to thousands of different potential clients, and that is this, what do you think taxes are going to be like in the future? Do you think taxes are going to go up, stay the same, or go down? And before I can finish the question, people started [...]
Let’s discuss the traditional financial model. The analogy I want to use is a three-legged stool - pensions, personal savings, and Social Security. Many corporations today have gone away from the pension in lieu of a 401(k). Even if you are lucky enough to have a pension from a large corporation or a [...]